Tell us a little about yourself – where did you grow up, what are your hobbies and interests, what year are you in school, and/or when did you graduate?

I am from Portland, Jamaica, and I am excited to be heading into the first semester of my junior year at the University of the District of Columbia in the fall of 2024. In my free time, I love watching movies, hanging out with my family and friends, reading, sightseeing, and gaining new life experiences. These hobbies keep me balanced and provide fresh perspectives that complement my academic pursuits.

What are you studying in school and why did you choose that major?

I am majoring in accounting and finance with a concentration in logistics and international trade. I have always been a numbers person since high school, and when I took accounting then, I loved it. This passion for numbers and financial systems led me to choose these majors. I aspire to become a CPA (Certified Public Accountant) or financial consultant someday, helping organizations navigate their financial challenges and succeed in an increasingly globalized market.

How did you hear/learn about the Structured Finance Foundation scholarship? What about the opportunity that seemed interesting to you?

I heard about the Structured Finance Foundation scholarship through the School of Business at my university. The networking potential offered by the Structured Finance Foundation is particularly compelling to me. The opportunity to connect with professionals from various sectors of the securitization market, including issuers, investors, financial intermediaries, and trustees, is invaluable. This aligns seamlessly with my role as the president of our industry practicum, where connecting students with mentors and internships is a primary focus.

Personally, I am deeply passionate about what structured finance represents. The commitment to the responsible growth of credit availability and the real economy is a cause I am eager to contribute to. This scholarship not only supports my academic and career goals but also aligns with my dedication to fostering responsible financial practices and economic development.

What does being selected as a recipient of the scholarship mean to you?

Being selected as a recipient of the Structured Finance Foundation scholarship has been an invaluable investment in my future, bringing me one step closer to my aspiration of becoming a Chief Operating Officer. This scholarship has enabled me to focus more on my studies and less on financial concerns, facilitating the completion of my bachelor’s degree and laying the groundwork for pursuing a master’s degree. It represents not only financial support but also a vote of confidence in my potential to make meaningful contributions to finance and beyond.

How will it help you achieve your academic, personal, and career goals, both in the short term and down the road?

In the short term, the scholarship will help me achieve my academic goals by providing the financial stability needed to excel in my studies. This support allows me to fully engage in my coursework and take advantage of extracurricular opportunities, such as internships and industry practicums, which are crucial for gaining practical experience.

In the long term, the scholarship will aid me in achieving my career goals by positioning me as a competitive candidate in the finance industry. With a solid academic foundation and practical experience, I will be well-prepared to pursue advanced degrees and professional certifications. This scholarship paves the way for me to reach my goal of becoming a Chief Operating Officer, enabling me to contribute to the growth and success of organizations within the finance sector.

Where does your interest in finance/structured finance/business stem from?

My interest in finance and business was sparked during my childhood when I watched movies portraying the dynamic world of Wall Street and business professionals. These films captivated my imagination and gave me a glimpse into the fast-paced, high-stakes environment of the financial world. Unlike traditional aspirations of becoming a doctor or lawyer, I always knew that my passion lay in being part of the business industry. The idea of working in finance, where strategy, analysis, and decision-making come together to drive success, has always fascinated me. This early exposure to the world of business set the foundation for my ambition to pursue a career in finance.

What are other ways the partnership between SFA and UDC could be impactful to you and your fellow students?

The partnership between SFA and UDC could be highly impactful for me and my fellow students by enhancing learning opportunities through specialized courses, workshops, and access to industry experts. It could facilitate internships, job placements, and collaborative research projects, providing practical experience and insights into the finance industry. This collaboration aligns with SFA’s mission of educating members and the broader community about structured finance and securitization, advocating for policy and regulatory matters, and building consensus among industry stakeholders. Additionally, the partnership could offer networking events, financial literacy and entrepreneurship programs, scholarships, and global exposure, all of which are essential for our educational and professional development in the dynamic world of finance.

Are there particular aspects of SFA’s work that are especially appealing to you?

What particularly interests me in structured finance is its commitment to fostering opportunities for youth and those in need. I am eager to join a community dedicated to providing chances for talented individuals, especially at smaller institutions like ours. Additionally, the networking potential offered by the Structured Finance Association is compelling, as it aligns with my focus on connecting students with mentors and internships.

---

Tell us a little about yourself – where did you grow up, what are your hobbies and interests, what year are you in school, and/or when did you graduate?

I was born and raised in the beautiful island of Jamaica, where I spent my childhood surrounded by vibrant culture and stunning landscapes.

I have a passion for painting, expressing my creativity through colors and textures. Hanging out with friends is another favorite pastime of mine, as I value the connections and memories we create together. Additionally, I have a curious fascination with real estate and often find myself browsing houses on Zillow, imagining the possibilities of different living spaces. Traveling is another significant interest of mine; I love exploring new places and experiencing different cultures.

I am currently a rising senior, expecting to graduate in May 2025. This stage of my academic journey is exciting, and I am looking forward to the opportunities and challenges that lie ahead as I prepare for my final year.

What are you studying in school and why did you choose that major?

I am currently studying Accounting and Finance. My path to choosing this major isn’t the most traditional route. Back in Jamaica, I was a Science/Medicine student, and I only took two business-related classes, one of which was Principles of Accounting.

When I moved to the United States, I made a significant transition in my academic focus due to my desire to be versatile. I started watching documentaries about scammers being busted, which sparked a passion for forensic accounting. This passion grew even stronger when a group of international students and I developed Fraud Guard 1.0, a software system designed to detect and prevent fraudulent activities. This experience solidified my interest in the field of Accounting.

Today, I can proudly say that I do not regret making such a huge transition. I am excited to obtain my degree and move on to my master’s program. My journey has been unconventional, but it has provided me with unique insights and a strong foundation for my future career.

How did you hear/learn about the Structured Finance Foundation scholarship? What about the opportunity that seemed interesting to you?

Like many other opportunities, I learned about the Structured Finance Foundation Scholarship through Dr. Tih Koon (Alex) Tan, the Chairperson for the Department of Accounting and Finance. Dr. Tan is always sharing great opportunities with SBPA students, and his dedication to our professional growth is truly inspiring.

What intrigued me about this scholarship was the emphasis on supporting students who are pursuing careers in finance, which aligns perfectly with my academic and career goals. The opportunity to receive financial assistance while also gaining recognition from such a prestigious foundation is incredibly motivating. Additionally, being associated with the Structured Finance Foundation offers networking possibilities and exposure to industry professionals, which can significantly enhance my educational experience and future career prospects

What does being selected as a recipient of the scholarship mean to you?

Being selected as a recipient of the Structured Finance Foundation Scholarship feels like a dream come true. It is an incredible honor and a significant milestone in my academic journey. It means much more than financial assistance; it represents a vote of confidence in my abilities and potential from a prestigious organization. This recognition is deeply encouraging and validates the hard work and dedication I have invested in my studies.

Receiving this scholarship also eases the financial burden associated with higher education, allowing me to focus more on my academic and professional development. It provides me with the resources to further explore my interests in accounting and finance, especially forensic accounting, and to continue developing innovative solutions like Fraud Guard 1.0.

Moreover, this scholarship connects me to a network of esteemed professionals and fellow scholars, offering invaluable opportunities for mentorship, networking, and career growth. It reaffirms my commitment to making a positive impact in the field of finance and motivates me to strive for excellence in all my endeavors.

Overall, being a scholarship recipient is not just an accolade but a stepping stone toward achieving my academic and career aspirations. It inspires me to work harder, dream bigger, and contribute meaningfully to the field of accounting and finance.

How will it help you achieve your academic, personal, and career goals, both in the short term and down the road?

The Structured Finance Foundation Scholarship is a catalyst for my success, providing the resources and support needed to achieve my academic, personal, and career aspirations. It positions me for a future where I can contribute significantly to the field of accounting & finance and make a positive difference in the world.

In the short term, the scholarship will alleviate the financial burden of tuition and other educational expenses, allowing me to focus more on my studies. This support will enable me to fully engage in my coursework, participate in academic conferences, and access additional learning resources that can enhance my understanding of accounting and finance. With the financial pressure reduced, I can dedicate more time to personal development activities such as volunteering, participating in extracurricular activities, and refining my skills in areas like forensic accounting. This balance will help me maintain a well-rounded lifestyle and foster personal growth.

In the long term, the scholarship provides a strong foundation for my future career by recognizing my potential and dedication. It connects me to a network of industry professionals and mentors who can guide me as I pursue my career in accounting and finance. This network will be invaluable as I seek internships, job opportunities, and professional advice. The financial support from this scholarship will also help me save for my master’s degree, allowing me to continue my education without significant financial strain. A master’s degree will further solidify my expertise and open up advanced career opportunities in forensic accounting and other specialized areas of finance. With the skills and knowledge gained through my education, I aim to develop more innovative solutions like Fraud Guard 1.0 to combat financial fraud. The scholarship empowers me to pursue these ambitions and make a meaningful impact in the field.

Where does your interest in finance/structured finance/business stem from?

My interest in finance, particularly structured finance and business, stems from a combination of my educational background, personal experiences, and a deep-seated curiosity about how financial systems operate.

Back in Jamaica, I was primarily a Science/Medicine student, but I took two business-related classes, one of which was Principles of Accounting. This class sparked my initial interest in finance by revealing the intricate ways financial data is organized, analyzed, and used to make decisions.

When I moved to the United States, I made a significant transition to focus on accounting and finance, driven by a desire to be versatile and adaptable. Watching documentaries about scammers being busted further fueled my interest, as I became fascinated with forensic accounting and the mechanisms used to detect and prevent fraud. This interest grew into a passion when a group of international students and I developed a software system called Fraud Guard 1.0, designed to detect and prevent fraudulent activities. This project gave me hands-on experience and solidified my commitment to the field.

The complexity and importance of finance in the global economy intrigue me. I am fascinated by how financial structures can be used to manage risk, facilitate investments, and support economic growth. Structured finance, in particular, appeals to me because of its innovative nature and the way it leverages complex financial instruments to solve real-world problems.

My journey has been unconventional, but each step has reinforced my passion for finance and business. I am excited to continue exploring this field, using my knowledge and skills to make a positive impact, and pursuing a career that combines my interests in forensic accounting, structured finance, and business innovation.

What are other ways the partnership between SFA and UDC could be impactful to you and your fellow students?

The partnership between SFA and UDC can provide comprehensive support to students, enriching their academic experience, enhancing their career prospects, and fostering a community of knowledgeable and skilled finance professionals. This collaboration can significantly contribute to the personal and professional growth of UDC students, preparing them to excel in the dynamic world of finance. The partnership holds immense potential to create a positive and lasting impact on students in several ways:

1. Internship and Job Placement Programs:
   • Internship Opportunities: Establishing a robust internship program where students can gain hands-on experience working with SFA member firms can bridge the gap between theoretical knowledge and real-world application.
   • Career Placement Assistance: Providing career placement services and networking events can help students secure positions in reputable firms within the finance sector, giving them a strong start in their careers.
2. Mentorship Programs:
   • Professional Mentorship: Pairing students with experienced mentors from the SFA network can offer personalized guidance, advice, and support as they navigate their academic and professional paths.
   • Peer Mentorship: Encouraging a peer mentorship system where upperclassmen and alumni share their experiences and tips with newer students can foster a supportive community.
3. Industry Exposure:
   • Field Trips and Site Visits: Organizing visits to financial institutions, trading floors, and corporate offices can give students first hand exposure to the working environment and culture of the finance industry.
   • Industry Conferences: Facilitating student attendance at major industry conferences and events can help them network with professionals, stay informed about industry developments, and explore potential career paths.

Are there particular aspects of SFA’s work that are especially appealing to you?

Yes, there are several aspects of the Structured Finance Foundation’s (SFA) work that are particularly appealing to me:

1. Focus on Innovation in Finance:
   • SFA’s emphasis on developing innovative financial instruments and solutions is incredibly inspiring. The organization’s commitment to fostering creativity and forward-thinking approaches in the finance industry aligns with my passion for forensic accounting and developing tools like Fraud Guard 1.0 to combat financial fraud.
2. Promotion of Transparency and Integrity:
   • The SFA’s efforts to promote transparency, integrity, and best practices within the structured finance market resonate deeply with my own values. Ensuring that financial markets operate in a fair and ethical manner is crucial for maintaining public trust and stability in the global economy.
3. Educational Initiatives and Support:
   • SFA’s dedication to supporting education through scholarships, mentorship programs, and professional development opportunities is particularly appealing. As a recipient of their scholarship, I appreciate their investment in the next generation of finance professionals and their commitment to providing resources that enhance our academic and career journeys.

Their focus on innovation, transparency, education, makes them an exemplary organization that I am proud to be associated with and excited to learn from as I pursue my goals. 

---

Past Scholarship Winners